Standard homeowners’ policies make a distinction between water damage caused by plumbing problems and water-damaged roofs, and flood damage caused by rising waters. In almost all cases, the expenses from water damage are covered, while flood damage requires a flood insurance policy.
If a pipe in your home bursts, the insurance company will usually cover the damage. On the other hand, if heavy rainfall causes a nearby lake to flood, your standard insurance policy will not cover any damage to your property. That’s why individuals in flood-prone areas are encouraged to purchase flood insurance for their homes.
Covered By Insurance:
- Storm Damage to Roof and Windows
- Burst Pipes
- Clogged Plumbing
Not Covered By Insurance:
- Basement Flood Caused by Rainfall
- Mudslides
- Overflowing Rivers and Lakes
If you’re looking for a reliable roofing contractor in Tennessee, then don’t hesitate to get in touch with Roof MD. Our skilled team is here to offer you the exceptional roofing services you need, so you’ll never be at a loss! We have more than six decades of combined experience, so we are ready to provide you with fantastic service. If you have any questions about our services, then call (901) 305-9136 today.
