Some types of damage may have separate deductibles.
It’s important to note that your homeowner’s insurance policy may list different deductibles for different types of damage. A different deductible may apply to wind and hail damage, for example. In addition, it’s common for insurers to require a separate named storm or hurricane deductible for damage due to any hurricane or tropical storm officially declared by the National Hurricane Center.
While some wind and hail deductibles are expressed as a flat rate, it’s more common for them to be expressed as a percentage of the coverage limit. For instance, if your home is valued at $200,000 and your wind and hail deductible is 1%, you can expect to pay a deductible of $2,000.
At Roof MD, we can recommend new shingle products that offer superior wind resistance for future protection against these high deductibles.
Do you need assistance with your homeowner’s insurance company for roof repairs or replacement? If so, then the team at Roof MD
would be happy to help you. Call (901) 305-9136
for professional, friendly service in Germantown, TN and the surrounding areas. Our roofers are all experienced, licensed pros, and they have an enduring commitment to quality craftsmanship and excellent customer service. If you’d like to learn more, then contact us today!